Home Debt Solutions Services About Contact Get a Free Assessment
087 822 1383 WhatsApp 076 673 6305
A New Leaf Financial Solutions consultant shaking hands with a client in Pretoria
Pretoria · Secunda · Cape Town · UK

Your record doesn't have to be
a life sentence.

New Leaf Financial Solutions helps South Africans challenge incorrect credit listings, address debt review status, and rebuild a financial life that works. Start with a free, no-obligation assessment of your credit record.

WhatsApp for a Free Assessment See What You Could Save
Free first consultation
Your information stays private
5.0 rating on HelloPeter
4
Branches incl. the UK
5.0
HelloPeter rating
6
Financial solutions
Mon–Sat
Six days a week
What we do

Six ways we help you move forward

From clearing what's holding you back to building what comes next — all under one roof.

Debt Review Removal

Under debt review and it no longer fits your situation? We assess whether you qualify to have that status formally addressed with the credit bureaus.

How it works

Adverse Listing Disputes

There is no single "blacklist". We pull your actual credit reports, find listings that are incorrect, outdated or prescribed, and dispute them properly.

How it works

Funeral Cover

Dignified cover so your family is not left carrying the cost at the worst possible time. Options explained in plain language, with no pressure.

See options

Investments

Short- and long-term investment options for when you are ready to start building instead of just surviving the month.

See options

Business Consulting

Practical advisory for small and growing businesses — structure, cash flow discipline and the funding conversation.

See options

Digital Marketing

For our business clients — getting found by the customers who are already searching for what you do.

See options
A green seedling growing from a pile of coins, representing financial recovery with New Leaf Financial Solutions
A new leaf — not a quick fix
Who we are

We deal with the record, and the reason behind it

Most people who walk into our Pretoria office have been told "no" by a bank and have no idea why. Our job is to find out exactly what is on your credit record, explain it to you in language that makes sense, and tell you honestly what can and cannot be done about it.

  • We look before we promise. No consultant will tell you a listing can be removed before your reports have been read.
  • Fees explained upfront, in writing. You will never be surprised by a cost you did not agree to.
  • Four offices, one standard. Pretoria Central, Secunda, Cape Town and the United Kingdom.
  • Your documents stay confidential. Handled under South Africa's POPIA rules, not over a group chat.
More About New Leaf
Free tool

See what a structured plan could look like

Move the two sliders. This is an illustration to start the conversation — not a quotation or an offer of credit.

Debt Freedom Estimator

Drag to match your situation
Estimated time to clear
0 months
Single monthly figure
R0

Illustration only, based on a simplified model. Your actual position depends on your credit agreements, what the bureaus hold and your affordability — a consultant confirms all of it in your free assessment. New Leaf does not provide credit.

The number people react to

Most people have never seen their debt laid out as one figure with an end date attached to it. That is usually the moment something shifts — it stops being an endless weight and becomes a problem with a shape.

380
Illustrative credit profile movement
Ask Leaf About My Situation
The process

Six steps, and you always know which one you're on

No mystery, no "we'll call you". Every client can see exactly where their case stands.

1

Free assessment

A 20-minute conversation. What you owe, what you earn, what you have been told. No documents needed yet.

2

We pull your credit reports

The actual bureau records — not guesswork. This is where most people learn what is really on their profile.

3

Honest verdict

We tell you what can be challenged, what cannot, and what it will cost. Some people we turn away. That is the point.

4

Formal disputes lodged

Incorrect, outdated or prescribed listings are disputed with the relevant bureau, in writing, with a paper trail.

5

You track it live

Every update lands in your client portal and on your phone. You never have to phone us to ask "any news?"

6

Rebuilding

Cover, savings and a plan to keep the record clean. Clearing it is half the job; staying clear is the other half.

Client portal

Log in and see exactly where your case stands

The single biggest frustration in this industry is silence. Every New Leaf client gets a secure login showing their case stage, which documents are outstanding, who is handling it, and every update as it happens.

  • Live case status — no more chasing for feedback
  • Upload ID and payslips securely — not over WhatsApp
  • Every document access logged, as POPIA requires
Open the Client Portal
New Leaf consultants reviewing a client credit case file in Pretoria
Every case, fully tracked
Social proof

Rated 5.0 by clients on HelloPeter

Independent reviews, written by people who came to us in the same position you may be in now.

Sample — replace with your review Placeholder for a real HelloPeter review. New Leaf to supply the three reviews they most want shown here.
—
Client name
Pretoria
Sample — replace with your review Placeholder for a real HelloPeter review. Their existing profile already carries a 5.0 TrustIndex — these belong on the site.
—
Client name
Secunda
Sample — replace with your review Placeholder for a real HelloPeter review. Andritha Online has deliberately not written fake testimonials.
—
Client name
Cape Town

Verified reviews live on HelloPeter.

Straight answers

The questions everybody asks first

Where a consumer no longer meets the criteria for debt review, or was placed under review incorrectly, there is a formal process to have that status addressed with the credit bureaus. Whether it applies to you depends entirely on your circumstances — which is exactly what the free assessment establishes. Any firm that promises removal before reading your record is not being straight with you.

There is no single blacklist in South Africa — the term is a hangover from an older system. What exists are adverse listings held by credit bureaus. We obtain your reports, identify listings that are incorrect, outdated or prescribed, and formally dispute those. Accurate, current listings generally cannot simply be removed, and we will tell you so.

It depends on the bureau, the type of listing, and how quickly you can supply documents. Your consultant gives you a realistic expectation once your reports have been reviewed. We do not quote fixed timeframes before we have seen your record.

The first consultation and assessment is free. If there is work we can do for you, the fee is explained in writing before you commit to anything at all.

Nothing for the first conversation. If you decide to go ahead, we will ask for your ID, proof of address and recent payslips — uploaded securely through your client portal, never sent over an open WhatsApp chat.

Find out what's actually on your record

Twenty minutes, no cost, no obligation, and no judgement. You will leave the conversation knowing exactly where you stand.

WhatsApp Us Now Call 087 822 1383